000 02338cam a2200397 i 4500
001 rnd000000000047166
003 RAND
008 920212s1981 cau b 000 0 eng d
010 _a81011897
020 _a0833003429
027 _aRAND/R-2753-HHS
035 _a(Sirsi) a188159
037 _c$20.00
040 _aCstmoR
_cCstmoR
043 _an-us---
050 4 _aHG9396
_b.M27 1981
100 1 _aMarquis, M. Susan.
_eauthor.
245 1 0 _aConsumers' knowledge about their health insurance coverage /
_cM. Susan Marquis.
264 1 _aSanta Monica, CA :
_bRAND,
_c1981.
300 _axii, 49 pages ;
_c23 cm
336 _atext
_btxt
_2rdacontent
337 _acomputer
_bc
_2rdamedia
337 _aunmediated
_bn
_2rdamedia
338 _aonline resource
_bcr
_2rdacarrier
338 _avolume
_bnc
_2rdacarrier
490 1 _aHealth insurance experiment series
500 _a"July 1981."
504 _aIncludes bibliographical references (p. 49).
520 _aThis report describes how much families know about their health insurance coverage and investigates whether consumer education and simplified benefit structures would improve knowledge. Families' perceptions about their insurance benefits were measured in two household surveys administered in six sites. Knowledge was assessed by comparing families' responses with policy data collected from the carrier. The vast majority of families understand insurance policies that specify one or two parameters in their benefit provisions. However, more complex payment structures are not well understood. Increased exposure to the plans' information leads to increased knowledge, suggesting that education programs could improve the general level of knowledge. The author concludes that if market strategies for allocating medical resources are pursued, simplifying insurance benefit structures and consumer education would aid consumers in making more informed economic choices about medical care.
530 _aAlso available on the internet via WWW in PDF format.
588 _aDescription based on print version record.
650 0 _aConsumers
_zUnited States.
650 0 _aInsurance, Health
_zUnited States.
710 2 _aRand Corporation.
710 1 _aUnited States.
_bDepartment of Health and Human Services.
856 4 1 _yOnline Access
_uhttp://www.rand.org/pubs/reports/R2753/
999 _c597399
_d597399