000			03125cam a2200373 i 4500
001			in00024299594
005			20251116082521.0
007			t|
008			251208s2024 njuab b 001 0 eng d
010			_a 2024407069
020			_a9780691245423 _q(hardcover)
035			_a(OCoLC)1426288411
040			_aYDX _beng _erda _cYDX _dTOH _dOCLCO _dYDX _dOCLCO _dCOO _dOCLCO _dMNT _dTL# _dCQC _dIG# _dGYG _dOCLCO _dOCLCL _dDLC _dDLC-MRC _dDLC _dAU
042			_alccopycat
049			_aAlfaisal Main Library
050	0	0	_aHG221 _b.A94 2024
100	1		_aAwrey, Daniel, _d1976- _eauthor _4aut _4http://id.loc.gov/vocabulary/relators/aut
245	1	0	_aBeyond banks : _btechnology, regulation, and the future of money / _cDan Awrey.
264		1	_aPrinceton ; _aOxford : _bPrinceton University Press, _c©2024
300			_a291 pages _billustrations, map _c25 cm
336			_atext _btxt _2rdacontent
337			_aunmediated _bn _2rdamedia
338			_avolume _bnc _2rdacarrier
504			_aIncludes bibliographical references (pages 257-274) and index.
505	0		_aIntroduction: We need to talk about money -- The goldsmiths' experiment -- Making banks safe -- The only game in town -- New experiments in money and payments -- Money in the shadow of bankruptcy -- The old law of new money -- A blueprint for reform -- Conclusion: For all the money.
520			_a"A diverse and growing range of financial institutions and platforms--from PayPal and Venmo to WeChat, Alipay, and the brave new world of stablecoins--has harnessed new technology to disrupt the system of money and payments as we know it. 'Beyond Banks' explains why this disruption holds out the promise of faster, cheaper, more convenient, and more secure payments, but also how it increasingly risks exposing consumers, businesses, and governments to the problem of bad money. Dan Awrey traces the origins of our current bundled system of banking, money, and payments. He explains why the problem of bad money--the result of antiquated and inadequate laws and regulation that fail to establish credible commitments to hold, transfer, or return a customer's money on demand--requires that policymakers fundamentally rethink their approach toward the design of the laws and institutions at the heart of this system. He presents ways to effectively unbundle banking from money and payments, ensure the credibility of monetary commitments, and promote the stability of this system. Awrey also envisions a more forward-looking role for policymakers in encouraging greater technological experimentation, competition, and innovation in the realm of payments. 'Beyond Banks' sheds critical light on the important but too often dysfunctional relationship among technology, regulation, and money, and lays the foundations for a safer, more nimble, and more inclusive system of money and payments."-- Publisher's website.
650		0	_aMoney _xTechnological innovations
650		0	_aMoney _xLaw and legislation
650		0	_aDigital currency
650		0	_aCryptocurrencies
650		0	_aElectronic funds transfers
655		0	_aPrint books. _2local _94
942			_2lcc _cBOOKS
999			_c607923 _d607923